21668005@unknown@formal@none@1@S@Currently, the company has about six million common shares outstanding.@@@@1@10@@oe@2-2-2013 21668006@unknown@formal@none@1@S@If all the debt was converted, about 13 million new shares would be issued.@@@@1@14@@oe@2-2-2013 21668007@unknown@formal@none@1@S@In composite trading Wednesday on the New York Stock Exchange, Financial Corp. closed at $1.125, unchanged.@@@@1@16@@oe@2-2-2013 21668008@unknown@formal@none@1@S@The debt consists of $50 million of 13 3/8% subordinated notes due 1998, and $25 million of 9% convertible subordinated debentures due 2012.@@@@1@23@@oe@2-2-2013 21668009@unknown@formal@none@1@S@Financial Corp. also is proposing to exchange each of its 130,000 outstanding shares of cumulative convertible preferred series A stock for two shares of common.@@@@1@25@@oe@2-2-2013 21669001@unknown@formal@none@1@S@After years of quarreling over Bonn's "Ostpolitik", West Germany and the U.S. appear to have shifted onto a united course in Eastern Europe.@@@@1@23@@oe@2-2-2013 21669002@unknown@formal@none@1@S@Bonn and Washington have taken a leading role in aid for the reformist countries, pledging billions of dollars in fresh credit and forgiving old debt while urging other industrial nations to follow suit.@@@@1@33@@oe@2-2-2013 21669003@unknown@formal@none@1@S@Both hope to encourage pressure for change in East bloc countries still ruled by Stalinist holdouts by arranging liberal financial aid and trade benefits for Poland, Hungary and, to a lesser extent, the Soviet Union.@@@@1@35@@oe@2-2-2013 21669004@unknown@formal@none@1@S@West German officials also have the special goal of holding out hope for East Germany's fledgling reform movement.@@@@1@18@@oe@2-2-2013 21669005@unknown@formal@none@1@S@"The change taking place in the Soviet Union, Poland and Hungary has aroused new hope in both German states that reforms will be undertaken in {East Germany}, and that relations between the two German states, too, will get better," said Foreign Minister Hans-Dietrich Genscher.@@@@1@44@@oe@2-2-2013 21669006@unknown@formal@none@1@S@Addressing a conference of the New York-based Institute for East-West Security Studies in Frankfurt yesterday, Mr. Genscher said, "History will judge us by whether we have taken the opportunities that emerge from these reforms."@@@@1@34@@oe@2-2-2013 21669007@unknown@formal@none@1@S@The ultimate aim of Western support for East bloc reforms, he said, is to create "an equitable and stable peaceful order in Europe from the Atlantic to the Urals."@@@@1@29@@oe@2-2-2013 21669008@unknown@formal@none@1@S@Mr. Genscher and U.S. Secretary of Commerce Robert A. Mosbacher, in separate speeches at the conference, appealed for more Western contributions to economic reforms and business development in Hungary and Poland.@@@@1@31@@oe@2-2-2013 21669009@unknown@formal@none@1@S@Bonn and Washington are leading supporters of Poland's request for a $1 billion stand-by credit from the International Monetary Fund.@@@@1@20@@oe@2-2-2013 21669010@unknown@formal@none@1@S@"We want the bold programs of market development and political freedom in Hungary and in Poland to succeed.@@@@1@18@@oe@2-2-2013 21669011@unknown@formal@none@1@S@We are prepared to support those changes," said Mr. Mosbacher.@@@@1@10@@oe@2-2-2013 21669012@unknown@formal@none@1@S@U.S. curbs on the exports of sensitive technology to East bloc countries will remain in place, however.@@@@1@17@@oe@2-2-2013 21669013@unknown@formal@none@1@S@Meanwhile, the U.S. House of Representatives yesterday approved an $837.5 million aid package for Poland and Hungary that more than doubles the amount President Bush had requested.@@@@1@27@@oe@2-2-2013 21669014@unknown@formal@none@1@S@The package was brought to the House just 15 days after it was introduced, indicating Congress's eagerness to reward Poland and Hungary for their moves toward democracy and freemarket economic reforms.@@@@1@31@@oe@2-2-2013 21669015@unknown@formal@none@1@S@The legislation, approved 345-47 and sent to the Senate, establishes two enterprise funds, to be governed by independent nonprofit boards, which will make loans and investments in new business ventures in Hungary and Poland.@@@@1@34@@oe@2-2-2013 21669016@unknown@formal@none@1@S@The Polish fund would be seeded with $160 million, the Hungarian fund with $40 million.@@@@1@15@@oe@2-2-2013 21669017@unknown@formal@none@1@S@In addition, a group of 24 industrialized countries, including the U.S. and Japan and coordinated by the European Community Commission, has promised Poland and Hungary trade advice and a line of credit equivalent to $1.11 billion through the European Investment Bank, while the EC plans $222 million in direct aid.@@@@1@50@@oe@2-2-2013 21669018@unknown@formal@none@1@S@When Chancellor Helmut Kohl travels to Poland Nov. 9, he is expected to take with him a promise of three billion West German marks ($1.6 billion) in new credit guarantees for industrial projects.@@@@1@33@@oe@2-2-2013 21669019@unknown@formal@none@1@S@Last week, Bonn agreed to reschedule 2.5 billion marks in Polish debt that came due last year.@@@@1@17@@oe@2-2-2013 21669020@unknown@formal@none@1@S@In addition, a one billion mark credit dating from 1974 is to be written off.@@@@1@15@@oe@2-2-2013 21669021@unknown@formal@none@1@S@Poland's plan to switch to a free-market economy by 1991 is hampered by a foreign debt load of $39.2 billion.@@@@1@20@@oe@2-2-2013 21669022@unknown@formal@none@1@S@West Germany also has increased its credit guarantees to Hungary by 500 million marks to 1.5 billion marks as the emerging democratic state rushes through its own economic reforms, including a broad privatization of state-owned industry and tax incentives for industrial investment.@@@@1@42@@oe@2-2-2013 21669023@unknown@formal@none@1@S@An additional 500 million marks in credit-backing was promised by the West German state governments of Bavaria and Baden-Wuerttemberg.@@@@1@19@@oe@2-2-2013 21669024@unknown@formal@none@1@S@Deutsche Bank AG, which last year arranged a three billion mark credit for the Soviet Union, is now moving to become the first West German bank to set up independent business offices in Hungary and Poland as they shift to free-market economies.@@@@1@42@@oe@2-2-2013 21669025@unknown@formal@none@1@S@A maxim of Frankfurt banking holds that wherever Deutsche Bank goes, other West German banks follow.@@@@1@16@@oe@2-2-2013 21669026@unknown@formal@none@1@S@Indeed, at least four other West German banks are believed to be making inquiries.@@@@1@14@@oe@2-2-2013 21670001@unknown@formal@none@1@S@Mattel Inc. said third-quarter net income rose 73%, to $38 million, or 76 cents a share, from $21.9 million, or 45 cents a share, a year ago.@@@@1@27@@oe@2-2-2013 21670002@unknown@formal@none@1@S@Revenue rose 34% to $410 million from $306.6 million a year earlier.@@@@1@12@@oe@2-2-2013 21670003@unknown@formal@none@1@S@"Mattel's world-wide volume has grown 25% in a climate of relatively flat industry sales," said John W. Amerman, chairman.@@@@1@19@@oe@2-2-2013 21670004@unknown@formal@none@1@S@He said the toy company's "prospects for a strong fourth quarter" are also good.@@@@1@14@@oe@2-2-2013 21670005@unknown@formal@none@1@S@Mattel attributed the jump in quarter net to strong world-wide sales of its Barbie doll, Hot Wheels cars, Disney toys and other well-known toy lines.@@@@1@25@@oe@2-2-2013 21670006@unknown@formal@none@1@S@The company also cited retail trade and consumer demand for new products introduced this year, such as Cherry Merry Muffin and Turtle Tots.@@@@1@23@@oe@2-2-2013 21670007@unknown@formal@none@1@S@For the nine months, Mattel net more than doubled to $58.9 million, or $1.19 a share, from $25.4 million, or 53 cents a share, a year ago.@@@@1@27@@oe@2-2-2013 21670008@unknown@formal@none@1@S@Revenue rose 25%, to $877.6 million, from $702.4 million.@@@@1@9@@oe@2-2-2013 21670009@unknown@formal@none@1@S@Mattel said the company's sale of rights to land and buildings at its Hawthorne, Calif., headquarters resulted in a $13 million charge to third-quarter operating profit.@@@@1@26@@oe@2-2-2013 21670010@unknown@formal@none@1@S@The charge didn't affect net for the quarter as it was offset by tax benefits.@@@@1@15@@oe@2-2-2013 21670011@unknown@formal@none@1@S@Mattel has purchased a new headquarters building in El Segundo, Calif., which it will occupy by the end of next year.@@@@1@21@@oe@2-2-2013 21671001@unknown@formal@none@1@S@Democracy can be cruel to politicians: Sometimes it forces them to make choices.@@@@1@13@@oe@2-2-2013 21671002@unknown@formal@none@1@S@Now that the Supreme Court opened the door on the subject of abortion, politicians are squinting under the glare of democratic choice.@@@@1@22@@oe@2-2-2013 21671003@unknown@formal@none@1@S@Their discomfort is a healthy sign for the rest of us.@@@@1@11@@oe@2-2-2013 21671004@unknown@formal@none@1@S@Republicans are squinting most painfully, at least at first, which is only fair because they've been shielded the most.@@@@1@19@@oe@2-2-2013 21671005@unknown@formal@none@1@S@So long as abortion was a question for litigation, not legislation, Republicans could find political security in absolutism.@@@@1@18@@oe@2-2-2013 21671006@unknown@formal@none@1@S@They could attract one-issue voters by adopting the right-to-life movement's strongest position, even as pro-choice Republicans knew this mattered little on an issue monopolized by the court.@@@@1@27@@oe@2-2-2013 21671007@unknown@formal@none@1@S@Now it matters.@@@@1@3@@oe@2-2-2013 21671008@unknown@formal@none@1@S@Much of Washington thought it detected George Bush in a characteristic waffle on abortion the past week.@@@@1@17@@oe@2-2-2013 21671009@unknown@formal@none@1@S@Only a month ago he'd warned Congress not to pass legislation to pay for abortions in cases of rape or incest.@@@@1@21@@oe@2-2-2013 21671010@unknown@formal@none@1@S@Last Friday, after Congress passed it anyway, he hinted he was looking for compromise.@@@@1@14@@oe@2-2-2013 21671011@unknown@formal@none@1@S@Was the man who once was pro-choice, but later pro-life, converting again?@@@@1@12@@oe@2-2-2013 21671012@unknown@formal@none@1@S@In fact, Mr. Bush's dance was more wiggle than waffle.@@@@1@10@@oe@2-2-2013 21671013@unknown@formal@none@1@S@Pro-life advocates say the White House never wavered over the veto.@@@@1@11@@oe@2-2-2013 21671014@unknown@formal@none@1@S@Christopher Smith (R., N.J.), a pro-life leader in the House, suggested a compromise that would have adapted restrictive language from rape and incest exceptions in the states.@@@@1@27@@oe@2-2-2013 21671015@unknown@formal@none@1@S@The White House, never eager for a fight, was happy to try, which is why George Bush said he was looking for "flexibility" last week.@@@@1@25@@oe@2-2-2013 21671016@unknown@formal@none@1@S@When Democrats refused to budge, pro-life Republicans met at the White House with Chief of Staff John Sununu on Monday, and Mr. Bush quickly signaled a veto.@@@@1@27@@oe@2-2-2013 21671017@unknown@formal@none@1@S@Amid charges of "timidity" on Panama and elsewhere, the president wasn't about to offend his most energetic constituency.@@@@1@18@@oe@2-2-2013 21671018@unknown@formal@none@1@S@The GOP doubters were in Congress.@@@@1@6@@oe@2-2-2013 21671019@unknown@formal@none@1@S@In last week's House vote, 41 Republicans defected.@@@@1@8@@oe@2-2-2013 21671020@unknown@formal@none@1@S@After the vote, Connecticut Rep. Nancy Johnson rounded up nearly as many signatures on a letter to Mr. Bush urging him not to veto.@@@@1@24@@oe@2-2-2013 21671021@unknown@formal@none@1@S@Even such a pro-life stalwart as Sen. Orrin Hatch (R., Utah) had counseled some kind of compromise.@@@@1@17@@oe@2-2-2013 21671022@unknown@formal@none@1@S@The Senate passed the same bill yesterday, with a veto-proof majority of 67.@@@@1@13@@oe@2-2-2013 21671023@unknown@formal@none@1@S@The manuevering illustrates an emerging Republican donnybrook, pacified since the early 1980s.@@@@1@12@@oe@2-2-2013 21671024@unknown@formal@none@1@S@At the 1988 GOP convention, abortion was barely discussed at all, though delegates were evenly divided on the question of an anti-abortion constitutional amendment.@@@@1@24@@oe@2-2-2013 21671025@unknown@formal@none@1@S@Ms. Johnson made a passionate statement to the platform committee, but she was talking to herself.@@@@1@16@@oe@2-2-2013 21671026@unknown@formal@none@1@S@Now many Republicans are listening.@@@@1@5@@oe@2-2-2013 21671027@unknown@formal@none@1@S@They're frightened by what they see in New Jersey, and especially Virginia, where pro-life GOP candidates for governor are being pummeled on abortion.@@@@1@23@@oe@2-2-2013 21671028@unknown@formal@none@1@S@Eddie Mahe, a Republican consultant, says the two GOP candidates could have avoided trouble if they had framed the issue first.@@@@1@21@@oe@2-2-2013 21671029@unknown@formal@none@1@S@(In Virginia, Marshall Coleman and his running mate, Eddy Dalton, are both on the defensive for opposing abortions even in cases of rape or incest.)@@@@1@25@@oe@2-2-2013 21671030@unknown@formal@none@1@S@But Mr. Mahe adds, "The net loser in the next few years is the right-to-life side."@@@@1@16@@oe@2-2-2013 21671031@unknown@formal@none@1@S@Darla St. Martin, of the National Right to Life Committee, says exit polls from the 1988 election had single-issue, pro-life voters giving Mr. Bush about five more percentage points of support than pro-choice voters gave Michael Dukakis.@@@@1@37@@oe@2-2-2013 21671032@unknown@formal@none@1@S@But the Supreme Court's opening of debate may have changed even that.@@@@1@12@@oe@2-2-2013 21671033@unknown@formal@none@1@S@GOP pollster Neil Newhouse, of the Wirthlin Group, says polls this summer showed that the single-issue voters had about evened out.@@@@1@21@@oe@2-2-2013 21671034@unknown@formal@none@1@S@Polls are no substitute for principle, but they'll do for some politicians.@@@@1@12@@oe@2-2-2013 21671035@unknown@formal@none@1@S@The Republican danger is that abortion could become for them what it's long been for Democrats, a divisive litmus test.@@@@1@20@@oe@2-2-2013 21671036@unknown@formal@none@1@S@It's already that in the Bush administration, at least for any job in which abortion is even remotely an issue.@@@@1@20@@oe@2-2-2013 21671037@unknown@formal@none@1@S@Oklahoma official Robert Fulton lost a chance for a senior job in the Department of Health and Human Services after right-to-life activists opposed him.@@@@1@24@@oe@2-2-2013 21671038@unknown@formal@none@1@S@Caldwell Butler, a conservative former congressman, was barred from a Legal Services post, after he gave wrong answers on abortion.@@@@1@20@@oe@2-2-2013 21671039@unknown@formal@none@1@S@Even the president's doctor, Burton Lee, has said on the record that he'd love to be surgeon general but couldn't pass the pro-life test.@@@@1@24@@oe@2-2-2013 21671040@unknown@formal@none@1@S@In the case of HHS Secretary Louis Sullivan, the litmus test could yet damage issues important to other parts of the Republican coalition.@@@@1@23@@oe@2-2-2013 21671041@unknown@formal@none@1@S@After Mr. Sullivan waffled on abortion last year, the White House appeased right-to-lifers by surrounding him with pro-life deputies.@@@@1@19@@oe@2-2-2013 21671042@unknown@formal@none@1@S@Their views on health care and welfare didn't much matter, though HHS spends billions a year on both.@@@@1@18@@oe@2-2-2013 21671043@unknown@formal@none@1@S@It makes only a handful of abortion-related decisions.@@@@1@8@@oe@2-2-2013 21671044@unknown@formal@none@1@S@Though Democrats can gloat at all this for now, they may want to contain their glee.@@@@1@16@@oe@2-2-2013 21671045@unknown@formal@none@1@S@On abortion, their own day will come.@@@@1@7@@oe@2-2-2013 21671046@unknown@formal@none@1@S@Eventually even Republicans will find a way to frame the issue in ways that expose pro-choice absolutism.@@@@1@17@@oe@2-2-2013 21671047@unknown@formal@none@1@S@Does the candidate favor parental consent for teen-age abortions?@@@@1@9@@oe@2-2-2013 21671048@unknown@formal@none@1@S@(The pro-choice lobby doesn't.@@@@1@4@@oe@2-2-2013 21671049@unknown@formal@none@1@S@) What about banning abortions in the second and third trimesters?@@@@1@11@@oe@2-2-2013 21671050@unknown@formal@none@1@S@(The lobby says no again.)@@@@1@5@@oe@2-2-2013 21671051@unknown@formal@none@1@S@Democracy is forcing the abortion debate toward healthy compromise, toward the unpolarizing middle.@@@@1@13@@oe@2-2-2013 21671052@unknown@formal@none@1@S@Roe v. Wade pre-empted political debate, so the extremes blossomed.@@@@1@10@@oe@2-2-2013 21671053@unknown@formal@none@1@S@Now the ambivalent middle, a moral majority of sorts, is reasserting itself.@@@@1@12@@oe@2-2-2013 21671054@unknown@formal@none@1@S@Within a few years, the outcome in most states is likely to be that abortion will be more restricted, but not completely banned.@@@@1@23@@oe@2-2-2013 21671055@unknown@formal@none@1@S@This is where the voters are, which is where politicians usually end up.@@@@1@13@@oe@2-2-2013 21672001@unknown@formal@none@1@S@Union Pacific Corp. third-quarter net income fell 17%.@@@@1@8@@oe@2-2-2013 21672002@unknown@formal@none@1@S@Excluding earnings from discontinued operations a year earlier, net fell only 2%.@@@@1@12@@oe@2-2-2013 21672003@unknown@formal@none@1@S@The energy, natural resources and railroad concern had net of $137.4 million, or $1.35 a share, down from $165 million, or $1.44 a share, a year earlier.@@@@1@27@@oe@2-2-2013 21672004@unknown@formal@none@1@S@In the 1988 third quarter, profit from continuing operations totaled $140.1 million.@@@@1@12@@oe@2-2-2013 21672005@unknown@formal@none@1@S@A year earlier, the company had profit from discontinued operations of $24.9 million from sale of a pipeline, a refinery and an interest in a second refinery.@@@@1@27@@oe@2-2-2013 21672006@unknown@formal@none@1@S@Revenue rose 2% to $1.58 billion from $1.54 billion.@@@@1@9@@oe@2-2-2013 21672007@unknown@formal@none@1@S@In composite trading on the New York Stock Exchange, Union Pacific jumped $1.375 to $75 a share.@@@@1@17@@oe@2-2-2013 21672008@unknown@formal@none@1@S@The company said its Union Pacific Railroad had a 3% profit increase, despite a 14% rise in fuel costs and a 4% drop in car loadings.@@@@1@26@@oe@2-2-2013 21672009@unknown@formal@none@1@S@Most of the commodity traffic was off, the company said.@@@@1@10@@oe@2-2-2013 21672010@unknown@formal@none@1@S@Earnings from continuing operations of the Union Pacific Resources unit almost doubled, the company said.@@@@1@15@@oe@2-2-2013 21672011@unknown@formal@none@1@S@It added that higher revenue, strong crude oil prices and higher natural gas prices offset declines in production of oil, gas and plant liquids.@@@@1@24@@oe@2-2-2013 21672012@unknown@formal@none@1@S@In addition, the company cited cost-reduction moves and interest income.@@@@1@10@@oe@2-2-2013 21672013@unknown@formal@none@1@S@Earnings from Union Pacific Realty dropped 50% to $3 million.@@@@1@10@@oe@2-2-2013 21672014@unknown@formal@none@1@S@Before good will, Overnite Transportation earnings fell 11% to $15 million, Union Pacific said.@@@@1@14@@oe@2-2-2013 21672015@unknown@formal@none@1@S@In the nine months, net fell 6.3% to $427.7 million, or $3.98 a share, from $456.4 million, or $4 a share, a year earlier.@@@@1@24@@oe@2-2-2013 21672016@unknown@formal@none@1@S@Profit from continuing operations in the year-earlier period was $402.7 million.@@@@1@11@@oe@2-2-2013 21672017@unknown@formal@none@1@S@Revenue was $4.75 billion, up 6% from $4.49 billion.@@@@1@9@@oe@2-2-2013 21673001@unknown@formal@none@1@S@The Federal Trade Commission ruled that five major title-insurance companies illegally fixed prices for title search-and-examination services by participating in joint "rating bureaus" in six states.@@@@1@26@@oe@2-2-2013 21673002@unknown@formal@none@1@S@The FTC ordered the companies not to use rating bureaus in those six states.@@@@1@14@@oe@2-2-2013 21673003@unknown@formal@none@1@S@The commission order named the following companies: Ticor Title Insurance Co. of California, a unit of Los Angeles-based Ticor; Chicago Title Insurance Co. and Safeco Title Insurance Co., units of Chicago Title & Trust Co.; Lawyers Title Insurance Corp., a unit of Richmond, Va.-based Universal Corp.; and Stewart Title Guaranty Co., a unit of Houston-based Stewart Information Services Corp.@@@@1@59@@oe@2-2-2013 21673004@unknown@formal@none@1@S@Chicago Title & Trust acquired Safeco in 1987 and changed the unit's name to Security Union Title Insurance Co.@@@@1@19@@oe@2-2-2013 21673005@unknown@formal@none@1@S@The FTC ruled that the companies violated federal antitrust law by fixing rates in the following states: New Jersey, Pennsylvania, Connecticut, Wisconsin, Arizona and Montana.@@@@1@25@@oe@2-2-2013 21673006@unknown@formal@none@1@S@The FTC first issued an administrative complaint in the case in 1985.@@@@1@12@@oe@2-2-2013 21673007@unknown@formal@none@1@S@John Christie, a lawyer here for the two Chicago Title & Trust units accused the FTC of "second-guessing" state-level regulations, with which, he said, his clients had complied.@@@@1@28@@oe@2-2-2013 21673008@unknown@formal@none@1@S@"I expect all the companies to appeal," he added.@@@@1@9@@oe@2-2-2013 21673009@unknown@formal@none@1@S@A lawyer for Lawyers Title said that, because the named companies no longer use the type of cooperative rating bureaus attacked by the FTC, the commission's order won't have much practical impact.@@@@1@32@@oe@2-2-2013 21673010@unknown@formal@none@1@S@Officials for the other named companies didn't return telephone calls seeking comment.@@@@1@12@@oe@2-2-2013 21674001@unknown@formal@none@1@S@MARK RESOURCES INC., Calgary, Alberta, said it agreed to sell 75 million Canadian dollars (US$63.9 million) of 8% convertible debentures to a group of securities dealers.@@@@1@26@@oe@2-2-2013 21674002@unknown@formal@none@1@S@Mark, an oil and gas concern, said the 15-year debentures are convertible before maturity at C$12.50 for each Mark common share, and can be redeemed at the company's option, under certain conditions, after Nov. 30, 1992.@@@@1@36@@oe@2-2-2013 21675001@unknown@formal@none@1@S@The government will try to sell all the real estate managed by the Federal Asset Disposition Association in one fell swoop, said William Seidman, chairman of the Federal Deposit Insurance Corp.@@@@1@31@@oe@2-2-2013 21675002@unknown@formal@none@1@S@The FADA real-estate package, with an asking price of $428 million, is comprised of 150 properties in Texas, California, Colorado, Arizona and Florida.@@@@1@23@@oe@2-2-2013 21675003@unknown@formal@none@1@S@It includes apartments, shopping centers, office buildings and undeveloped land.@@@@1@10@@oe@2-2-2013 21675004@unknown@formal@none@1@S@Mr. Seidman is chairman of the Resolution Trust Corp., established to sell or merge the nation's hundreds of insolvent savings-and-loan associations.@@@@1@21@@oe@2-2-2013 21675005@unknown@formal@none@1@S@The RTC, created by this year's S&L bailout legislation, is trying to sell FADA's network of offices separately.@@@@1@18@@oe@2-2-2013 21675006@unknown@formal@none@1@S@FADA, which holds problem assets of thrifts that were closed before the bailout legislation was enacted, is being liquidated.@@@@1@19@@oe@2-2-2013 21675007@unknown@formal@none@1@S@The properties held by FADA won't be sold piecemeal, Mr. Seidman said in a speech before Southern Methodist University Business School in Dallas.@@@@1@23@@oe@2-2-2013 21675008@unknown@formal@none@1@S@"You need to buy the entire lot," Mr. Seidman said, "so get out your checkbooks.@@@@1@15@@oe@2-2-2013 21676001@unknown@formal@none@1@S@The following were among yesterday's offerings and pricings in the U.S. and non-U.S. capital markets, with terms and syndicate manager, as compiled by Dow Jones Capital Markets Report:@@@@1@28@@oe@2-2-2013 21676002@unknown@formal@none@1@S@Sequa Corp. -- $150 million of 9 5/8% notes due Oct. 15, 1999, priced at 99.75 to yield 9.664%.@@@@1@19@@oe@2-2-2013 21676003@unknown@formal@none@1@S@The noncallable issue was priced at a spread of 170 basis points above the Treasury's 10-year note.@@@@1@17@@oe@2-2-2013 21676004@unknown@formal@none@1@S@Rated Baa-2 by Moody's Investors Service Inc. and triple-B-minus by Standard & Poor's Corp., the issue will be sold through underwriters led by Merrill Lynch Capital Markets.@@@@1@27@@oe@2-2-2013 21676005@unknown@formal@none@1@S@Virginia Public School Authority -- $55.7 million of school financing bonds, 1989 Series B (1987 resolution), due 19912000, 2005 and 2010, through a BT Securities Corp. group.@@@@1@27@@oe@2-2-2013 21676006@unknown@formal@none@1@S@The bonds, rated double-A by Moody's and S&P, were priced to yield from 6% in 1991 to 7.10% in 2010.@@@@1@20@@oe@2-2-2013 21676007@unknown@formal@none@1@S@Serial bonds were priced to yield to 6.75% in 2000.@@@@1@10@@oe@2-2-2013 21676008@unknown@formal@none@1@S@Bonds due 1991-1996 carry 6.70% coupons and bonds due 1997-2000 carry 6 3/4% coupons.@@@@1@14@@oe@2-2-2013 21676009@unknown@formal@none@1@S@Term bonds due 2005 aren't being formally reoffered.@@@@1@8@@oe@2-2-2013 21676010@unknown@formal@none@1@S@They carry a 7% coupon.@@@@1@5@@oe@2-2-2013 21676011@unknown@formal@none@1@S@Term bonds due 2010 are 7.10% securities priced at par.@@@@1@10@@oe@2-2-2013 21676012@unknown@formal@none@1@S@St. Johns River Water Management District, Fla. -- $50,005,000 of land acquisition revenue bonds, Series 1989, due 1990-2000, 2003, 2006 and 2009, tentatively priced by a Smith Barney, Harris Upham & Co. group to yield from 6% in 1990 to about 7.03% in 2003.@@@@1@44@@oe@2-2-2013 21676013@unknown@formal@none@1@S@There are $9.76 million of 7% term bonds due 2003, priced at 99 3/4 to yield about 7.03%.@@@@1@18@@oe@2-2-2013 21676014@unknown@formal@none@1@S@The $11,775,000 of term bonds due 2006 and the $13,865,000 of term bonds due 2009 aren't being formally reoffered.@@@@1@19@@oe@2-2-2013 21676015@unknown@formal@none@1@S@Serial bonds were priced at par to yield to 6.90% in 2000.@@@@1@12@@oe@2-2-2013 21676016@unknown@formal@none@1@S@The bonds are insured and rated triple-A by Moody's and S&P.@@@@1@11@@oe@2-2-2013 21676017@unknown@formal@none@1@S@Federal Home Loan Mortgage Corp. -- $500 million of Remic mortgage securities being offered in 12 classes by Salomon Brothers Inc.@@@@1@21@@oe@2-2-2013 21676018@unknown@formal@none@1@S@The offering, Series 105, is backed by Freddie Mac 9 1/2% securities.@@@@1@12@@oe@2-2-2013 21676019@unknown@formal@none@1@S@Separately, $400 million of Freddie Mac Remic mortgage securities is being offered in 10 classes by Kidder, Peabody & Co.@@@@1@20@@oe@2-2-2013 21676020@unknown@formal@none@1@S@The offering, Series 106, is backed by Freddie Mac 9 1/2% securities.@@@@1@12@@oe@2-2-2013 21676021@unknown@formal@none@1@S@According to available details, yields range from 8.70%, a spread of 80 basis points over three-year Treasury securities, to 10.37%, a spread of 230 basis points over 20-year Treasurys.@@@@1@29@@oe@2-2-2013 21676022@unknown@formal@none@1@S@The offerings bring Freddie Mac's 1989 Remic issuance to $32.6 billion and its total volume to $46.5 billion since the program began in February 1988.@@@@1@25@@oe@2-2-2013 21676023@unknown@formal@none@1@S@European Investment Bank (agency) -- 200 billion lire of 12% bonds due Nov. 16, 1995, priced at 101 3/4 to yield 12% less full fees, via lead manager Banco Commercial Italiana.@@@@1@31@@oe@2-2-2013 21676024@unknown@formal@none@1@S@Fees 1 3/4.@@@@1@3@@oe@2-2-2013 21676025@unknown@formal@none@1@S@IBM International Finance (U.S. parent) -- 125 million European currency units of 9 1/8% bonds due Nov. 10, 1994, priced at 101 5/8 to yield 9.13% at the recommended reoffered price of par, via Banque Paribas Capital Markets.@@@@1@38@@oe@2-2-2013 21676026@unknown@formal@none@1@S@Societe Generale Australia Ltd. (French parent) -- 50 million Australian dollars of 17% bonds due Nov. 20, 1991, priced at 101.90 to yield 16.59 less fees, via Westpac Banking Corp.@@@@1@30@@oe@2-2-2013 21676027@unknown@formal@none@1@S@Guaranteed by Societe Generale.@@@@1@4@@oe@2-2-2013 21676028@unknown@formal@none@1@S@Fees 1 1/4.@@@@1@3@@oe@2-2-2013 21676029@unknown@formal@none@1@S@Mitsubishi Trust & Banking Corp. (Japan) -- 200 million Swiss francs of privately placed convertible notes due March 31, 1994, with a fixed 0.75% coupon at par, via Union Bank of Switzerland.@@@@1@32@@oe@2-2-2013 21676030@unknown@formal@none@1@S@Put option on March 31, 1992, at a fixed 107 3/4 to yield 3.5%.@@@@1@14@@oe@2-2-2013 21676031@unknown@formal@none@1@S@Callable from March 31, 1992, at 107 3/4, declining two points semi-annually to par.@@@@1@14@@oe@2-2-2013 21676032@unknown@formal@none@1@S@Each 50,000 Swiss franc note is convertible from Nov, 27, 1989, to March 21, 1994, at a premium over the closing share price Oct. 25, when terms are scheduled to be fixed.@@@@1@32@@oe@2-2-2013 21676033@unknown@formal@none@1@S@Also, the company issued 300 million marks of convertible bonds with an indicated 2 3/4% coupon due March 31, 1995, at par, via Westdeutsche Landesbank Girozentrale Bank.@@@@1@27@@oe@2-2-2013 21676034@unknown@formal@none@1@S@Put on March 31, 1992, at an indicated 105 to yield 4.80%.@@@@1@12@@oe@2-2-2013 21676035@unknown@formal@none@1@S@Call option beginning March 31, 1992, if the price of the stock rises more than 50% within 30 trading days as well as a call option for tax reasons.@@@@1@29@@oe@2-2-2013 21676036@unknown@formal@none@1@S@Each 1,000 mark and 10,000 mark bond is convertible from Nov. 27, 1989, to March 21, 1995, at a price to be determined when terms are fixed Oct. 25.@@@@1@29@@oe@2-2-2013 21676037@unknown@formal@none@1@S@Scandinavian Airlines System (Sweden) -- 100 million Swiss francs of 6 1/8% bonds due Nov. 24, 1999, priced at 100 3/4 to yield 6.03%, via Union Bank of Switzerland.@@@@1@29@@oe@2-2-2013 21676038@unknown@formal@none@1@S@Call from Nov. 24, 1994, at 101 1/2, declining 1/4 point a year.@@@@1@13@@oe@2-2-2013 21676039@unknown@formal@none@1@S@Federal Home Loan Mortgage Corp. -- $400 million of 10-year debentures with a coupon rate of 8.80%, priced at par.@@@@1@20@@oe@2-2-2013 21676040@unknown@formal@none@1@S@The debentures, callable at par in five years, were priced at a yield spread of about 86 basis points above the Treasury 10-year note.@@@@1@24@@oe@2-2-2013 21676041@unknown@formal@none@1@S@The issue is being sold through Freddie Mac's 17-member securities selling group.@@@@1@12@@oe@2-2-2013 21676042@unknown@formal@none@1@S@The debentures mature Oct. 27, 1999.@@@@1@6@@oe@2-2-2013 21676043@unknown@formal@none@1@S@The debentures will be available in book-entry form only in a minimum amount of $5,000 and additional increments of $5,000.@@@@1@20@@oe@2-2-2013 21676044@unknown@formal@none@1@S@Interest will be paid semi-annually.@@@@1@5@@oe@2-2-2013 21677001@unknown@formal@none@1@S@First they get us to buy computers so we can get more information.@@@@1@13@@oe@2-2-2013 21677002@unknown@formal@none@1@S@Then the computers give us more information than we can ever read.@@@@1@12@@oe@2-2-2013 21677003@unknown@formal@none@1@S@Now they plan to sell us products that sift through all the information to give us what we really want to know.@@@@1@22@@oe@2-2-2013 21677004@unknown@formal@none@1@S@The products range from computer-edited, personal newsletters to systems that sit inside a personal computer and pick stories on selected topics off news wires.@@@@1@24@@oe@2-2-2013 21677005@unknown@formal@none@1@S@"Filtered news is what people want," says Esther Dyson, editor of Release 1.0, an industry newsletter that spots new developments.@@@@1@20@@oe@2-2-2013 21677006@unknown@formal@none@1@S@"Most people read 10 times more than necessary in order to find out what they really need."@@@@1@17@@oe@2-2-2013 21677007@unknown@formal@none@1@S@Geoffrey Goodfellow, who dropped out of high school back in the 1970s to manage a computer network at a California research firm, says: "Old network hands have started to turn off the network because they don't have time to wade through the muck."@@@@1@43@@oe@2-2-2013 21677008@unknown@formal@none@1@S@Mr. Goodfellow has started a Menlo Park, Calif., company called Anterior Technology that provides human editors for public electronic networks.@@@@1@20@@oe@2-2-2013 21677009@unknown@formal@none@1@S@"I see it as a sewage treatment plant," he says.@@@@1@10@@oe@2-2-2013 21677010@unknown@formal@none@1@S@A new product, NewsEdge, carries five business news wires simultaneously into a user's computer and beeps and flashes whenever an article appears that is of interest to the user.@@@@1@29@@oe@2-2-2013 21677011@unknown@formal@none@1@S@The product, developed by Desktop Data Corp., a new company based in Waltham, Mass., scans the wires looking for articles that contain key words specified by the user.@@@@1@28@@oe@2-2-2013 21677012@unknown@formal@none@1@S@One early user, David Semmel, a Chicago venture capitalist and investor in Desktop Data, says he uses it to track takeover developments.@@@@1@22@@oe@2-2-2013 21677013@unknown@formal@none@1@S@He says he told NewsEdge to look for stories containing such words as takeover, acquisition, acquire, LBO, tender, merger, junk and halted.@@@@1@22@@oe@2-2-2013 21677014@unknown@formal@none@1@S@"I'm pretty confident I'm catching everything," he says.@@@@1@8@@oe@2-2-2013 21677015@unknown@formal@none@1@S@NewsEdge is pricey: $7,500 a year for a limited version, $40,000 a year if the cost of all the news wires is included.@@@@1@23@@oe@2-2-2013 21677016@unknown@formal@none@1@S@And it works best in high-powered personal computers.@@@@1@8@@oe@2-2-2013 21677017@unknown@formal@none@1@S@But some investors and consultants who have tried it are enthusiastic.@@@@1@11@@oe@2-2-2013 21677018@unknown@formal@none@1@S@Jeffrey Tarter, editor of SoftLetter, a Watertown, Mass., industry newsletter, says: "I've seen a lot of people fooling around on the fringes of filtering information.@@@@1@25@@oe@2-2-2013 21677019@unknown@formal@none@1@S@This is the first time I've seen something I could imagine a lot of people using."@@@@1@16@@oe@2-2-2013 21677020@unknown@formal@none@1@S@NewsEdge uses an FM radio band to carry news wires provided by Reuters, McGraw-Hill and Dow Jones & Co., as well as PR Newswire, which carries corporate press releases.@@@@1@29@@oe@2-2-2013 21677021@unknown@formal@none@1@S@An FM receiver attached to a user's personal computer receives the information.@@@@1@12@@oe@2-2-2013 21677022@unknown@formal@none@1@S@Some organizations have devised their own systems to sort through news wire items as they come in.@@@@1@17@@oe@2-2-2013 21677023@unknown@formal@none@1@S@George Goodwin, an account manager at Royal Bank of Canada, adapted a Lotus Development Corp. program called Agenda to sort through international news wires.@@@@1@24@@oe@2-2-2013 21677024@unknown@formal@none@1@S@It automatically selects stories from particular countries for reading by the international bankers responsible for lending in those areas.@@@@1@19@@oe@2-2-2013 21677025@unknown@formal@none@1@S@For those who don't need their personalized information moment by moment, some services are offering overnight newsletters.@@@@1@17@@oe@2-2-2013 21677026@unknown@formal@none@1@S@Individual Inc., a new company in Brookline, Mass., uses filtering technology developed by Cornell University computer scientist Gerard Salton, to automatically produce customized newsletters it sends electronically to subscribers by 8 a.m. the next day.@@@@1@35@@oe@2-2-2013 21677027@unknown@formal@none@1@S@"We are operating an information refinery that takes a broad stream of raw data and turns it into actionable knowledge," says Yosi Amram, founder and president.@@@@1@26@@oe@2-2-2013 21677028@unknown@formal@none@1@S@The daily newsletter, which isn't widely available yet, will have a base cost of $2,000 a year and provides full text of relevant articles under license agreements with Reuters, McGraw Hill, United Press International, two press release news wires and Japan's Kyodo news service.@@@@1@44@@oe@2-2-2013 21677029@unknown@formal@none@1@S@One early user is NEC Corp.'s U.S. printer marketing arm.@@@@1@10@@oe@2-2-2013 21677030@unknown@formal@none@1@S@"They want the full press releases on printer announcements by their competition," Mr. Amram says.@@@@1@15@@oe@2-2-2013 21677031@unknown@formal@none@1@S@It also tracks personnel and financial announcements by NEC's distributors and customers.@@@@1@12@@oe@2-2-2013 21677032@unknown@formal@none@1@S@Individual Inc.'s technology goes beyond word searches by using a computerized thesaurus.@@@@1@12@@oe@2-2-2013 21677033@unknown@formal@none@1@S@If a customer asks for stories about "IBM," the computer will also supply stories that mention "I.B.M., International Business Machines, or Big Blue," Mr. Amram says.@@@@1@26@@oe@2-2-2013 21677034@unknown@formal@none@1@S@Moreover, Individual Inc.'s computers can weigh the value of an article based on how closely the story matches the subscriber's interest area.@@@@1@22@@oe@2-2-2013 21677035@unknown@formal@none@1@S@It compares the position of key words in the story; words in the headline or first paragraph get a higher value.@@@@1@21@@oe@2-2-2013 21677036@unknown@formal@none@1@S@And it calculates how often the words appear in the story compared with how often they appear in the entire data base.@@@@1@22@@oe@2-2-2013 21677037@unknown@formal@none@1@S@The higher the ratio of hits to total words, the higher the presumed value to the reader.@@@@1@17@@oe@2-2-2013 21677038@unknown@formal@none@1@S@Pinpoint Information Corp., Chantilly, Va., a producer of $1,800-a-year personalized newsletters about the computer industry that started full operation last month, relies on 12 human readers to code news releases by topic in order to select items for each subscriber.@@@@1@40@@oe@2-2-2013 21677039@unknown@formal@none@1@S@"The computers find all the key words they can, but the editors confirm every one.@@@@1@15@@oe@2-2-2013 21677040@unknown@formal@none@1@S@Computer picking isn't perfect," says Harvey Golomb, president and founder of Pinpoint.@@@@1@12@@oe@2-2-2013 21677041@unknown@formal@none@1@S@The humans also write abstracts of articles from some 200 computer industry publications.@@@@1@13@@oe@2-2-2013 21677042@unknown@formal@none@1@S@Once all the articles are coded and put in a data base, Pinpoint's computers pick the most relevant for each subscriber and lay them out in a three-to-five-page newsletter format; each newsletter is sent directly from the computer to the subscriber's fax machine.@@@@1@43@@oe@2-2-2013 21677043@unknown@formal@none@1@S@Mr. Golomb says each of his computers can produce and send about 75 unique newsletters a night.@@@@1@17@@oe@2-2-2013 21677044@unknown@formal@none@1@S@Many computer network users who never see news wires would like to sort through their electronic mail automatically.@@@@1@18@@oe@2-2-2013 21677045@unknown@formal@none@1@S@So-called E-mail is the collection of inter-office memos, gossip, technical data, schedules and directives distributed over local and national computer networks.@@@@1@21@@oe@2-2-2013 21677046@unknown@formal@none@1@S@"All these interconnected computers make it difficult to sort out what's junk and what's important," says Chuck Digate, a former Lotus Development executive who has started a new company to cope with the problem.@@@@1@34@@oe@2-2-2013 21677047@unknown@formal@none@1@S@Mr. Digate says his firm, Beyond Inc., has licensed technology known as Information Lens from Massachusetts Institute of Technology and plans to develop it for commercial use.@@@@1@27@@oe@2-2-2013 21677048@unknown@formal@none@1@S@The MIT project devised ways for E-mail to be automatically categorized as top priority if it comes from certain designated senders or requires action in the next couple of days.@@@@1@30@@oe@2-2-2013 21677049@unknown@formal@none@1@S@Mr. Digate says that Beyond will refine the product "so the message will be smart enough to know to come back and bother you again next week."@@@@1@27@@oe@2-2-2013 21677050@unknown@formal@none@1@S@And if a user is busy, "he can set it for crisis mode: `Don't bother me with reports until Monday.'"@@@@1@20@@oe@2-2-2013 21677051@unknown@formal@none@1@S@A program called Notes, which is under development by Lotus, also is designed to sort E-mail sent within work groups.@@@@1@20@@oe@2-2-2013 21677052@unknown@formal@none@1@S@One thing that makes E-mail difficult to sift through is that each item looks the same.@@@@1@16@@oe@2-2-2013 21677053@unknown@formal@none@1@S@Notes, which is designed for advanced computers that display graphics, allows mail senders to put different logos on their mail.@@@@1@20@@oe@2-2-2013 21677054@unknown@formal@none@1@S@A daily news briefing from the company librarian, for example, would have a distinctive format on the screen, just as a paper version would have.@@@@1@25@@oe@2-2-2013 21677055@unknown@formal@none@1@S@"With E-mail, you don't have the visual clues of paper," says Mr. Tarter, the editor of SoftLetter.@@@@1@17@@oe@2-2-2013 21677056@unknown@formal@none@1@S@"With Notes, they're visually distinct.@@@@1@5@@oe@2-2-2013 21678001@unknown@formal@none@1@S@Dean Witter Reynolds Inc. lost its second recent arbitration case involving a former bond-trading executive.@@@@1@15@@oe@2-2-2013 21678002@unknown@formal@none@1@S@A New York Stock Exchange arbitration panel ordered Dean Witter to pay $404,294 in back bonuses to William Kelly, the company's former head of high-yield, high-risk junk-bond trading and sales.@@@@1@30@@oe@2-2-2013 21678003@unknown@formal@none@1@S@It also awarded $196,785 in back bonuses to former trader Michael Newcomb and $69,105 in fees to the two men's attorneys.@@@@1@21@@oe@2-2-2013 21678004@unknown@formal@none@1@S@The sums awarded to Messrs. Kelly and Newcomb represent bonuses the two men said they deserved from the first half of 1988, but which weren't paid because of a dispute over an incentive contract.@@@@1@34@@oe@2-2-2013 21678005@unknown@formal@none@1@S@Jeffrey L. Liddle, the two men's attorney at Liddle, O'Connor, Finkelstein & Robinson, said Mr. Kelly began working at Dean Witter in 1987.@@@@1@23@@oe@2-2-2013 21678006@unknown@formal@none@1@S@Mr. Kelly built the company's high-yield bond group, which has been a minor player in the junk-bond arena.@@@@1@18@@oe@2-2-2013 21678007@unknown@formal@none@1@S@Dean Witter lost a separate case involving a former bond executive earlier this year; in August it paid $666,666 in back pay and a bonus to a former corporate-bond trading chief, Harold Bachman.@@@@1@33@@oe@2-2-2013 21678008@unknown@formal@none@1@S@That award ended a dispute between Dean Witter and Mr. Bachman over who was responsible for certain bond-trading losses around the time of the 1987 stock-market crash.@@@@1@27@@oe@2-2-2013 21678009@unknown@formal@none@1@S@A spokesman for Dean Witter, a unit of Sears, Roebuck & Co., declined to comment.@@@@1@15@@oe@2-2-2013 21679001@unknown@formal@none@1@S@DILLARD DEPARTMENT STORES Inc. said it offered $50 million of 9 1/2% debentures due 2001 at par.@@@@1@17@@oe@2-2-2013 21679002@unknown@formal@none@1@S@The Little Rock, Ark., department-store retailer said proceeds will be used to reduce short-term debt.@@@@1@15@@oe@2-2-2013 21679003@unknown@formal@none@1@S@Goldman, Sachs & Co. was the underwriter.@@@@1@7@@oe@2-2-2013 21680001@unknown@formal@none@1@S@American Brands Inc. said third-quarter net income rose 13%, reflecting strong gains in its tobacco and distilled spirits businesses.@@@@1@19@@oe@2-2-2013 21680002@unknown@formal@none@1@S@The company, which also has businesses in life insurance, office products and hardware, and home-improvement products, said net income rose to $166.4 million, or $1.71 a share, from $146.8 million, or $1.53 a share, a year earlier.@@@@1@37@@oe@2-2-2013 21680003@unknown@formal@none@1@S@Year-earlier results for the quarter and the nine months were restated to reflect a change in accounting standards.@@@@1@18@@oe@2-2-2013 21680004@unknown@formal@none@1@S@Revenue declined 2%, to $3.06 billion from $3.13 billion, because of the sale of Southland Life in March, and the impact of the stronger U.S. dollar on overseas results.@@@@1@29@@oe@2-2-2013 21680005@unknown@formal@none@1@S@Operating profit for world-wide tobacco products rose 10% to $247.6 million.@@@@1@11@@oe@2-2-2013 21680006@unknown@formal@none@1@S@For distilled spirits, operating profit rose 36%, to $24.8 million.@@@@1@10@@oe@2-2-2013 21680007@unknown@formal@none@1@S@In the first nine months, net rose 1.5%, to $458.8 million, or $4.76 a share, from $452 million, or $4.50 a share, a year earlier.@@@@1@25@@oe@2-2-2013 21680008@unknown@formal@none@1@S@The year-earlier period included $40.1 million, or 41 cents a share, from discontinued operations.@@@@1@14@@oe@2-2-2013 21680009@unknown@formal@none@1@S@Revenue rose to $9.03 billion from $8.98 billion.@@@@1@8@@oe@2-2-2013 21680010@unknown@formal@none@1@S@The average number of shares outstanding rose 2% in the third quarter but was down 4% for the nine months.@@@@1@20@@oe@2-2-2013 21680011@unknown@formal@none@1@S@In composite trading on the New York Stock Exchange, American Brands shares rose $1.75 to $73.@@@@1@16@@oe@2-2-2013 21681001@unknown@formal@none@1@S@SANTA FE PACIFIC PIPELINE PARTNERS Limited Partnership, of Los Angeles, increased its quarterly cash dividend to 60 cents a unit from 55 cents, payable Nov. 14 to units of record Oct. 31.@@@@1@32@@oe@2-2-2013 21681002@unknown@formal@none@1@S@The company is an independent refined-petroleum-products pipeline serving six Western states.@@@@1@11@@oe@2-2-2013 21682001@unknown@formal@none@1@S@WASHINGTON LIES LOW after the stock market's roller-coaster ride.@@@@1@9@@oe@2-2-2013 21682002@unknown@formal@none@1@S@Lawmakers, haunted by charges that some of their comments contributed to the 1987 crash, generally shy away from calls for sweeping new legislation.@@@@1@23@@oe@2-2-2013 21682003@unknown@formal@none@1@S@But a House Energy and Commerce subcommittee will quiz SEC Chairman Breeden Wednesday, and Treasury Secretary Brady will go before the Senate Banking panel Thursday.@@@@1@25@@oe@2-2-2013 21682004@unknown@formal@none@1@S@The market's wild week may speed along the market-reform legislation that has been pending for months in the aftermath of the 1987 crash.@@@@1@23@@oe@2-2-2013 21682005@unknown@formal@none@1@S@It may also expedite the SEC's modest pending changes in junk-bond disclosure rules and intensify the Treasury's look at plans for giving new tax breaks on dividends and raising taxes on short-term trades by pension funds.@@@@1@36@@oe@2-2-2013 21682006@unknown@formal@none@1@S@Brady and Breeden work well together on the plunge, despite the fact that the Treasury secretary opposed Breeden's nomination to the SEC post.@@@@1@23@@oe@2-2-2013 21682007@unknown@formal@none@1@S@BAKER FALTERS in the Mideast amid Israeli paralysis and Palestinian politics.@@@@1@11@@oe@2-2-2013 21682008@unknown@formal@none@1@S@Despite seeing his plan for Israeli-Palestinian elections wither, the cautious secretary of state is so far unwilling to cut U.S. economic or military aid to force Israeli cooperation.@@@@1@28@@oe@2-2-2013 21682009@unknown@formal@none@1@S@Baker nonetheless remains furious both at Shamir, for backing down on the elections, and at Shamir's rival, Peres, for political ineptitude in forcing a premature cabinet vote on Baker's plan.@@@@1@30@@oe@2-2-2013 21682010@unknown@formal@none@1@S@Meanwhile, some U.S. officials fear PLO chief Arafat is getting cold feet and may back off from his recent moderation and renunciation of terrorism.@@@@1@24@@oe@2-2-2013 21682011@unknown@formal@none@1@S@He is under intense fire from other Palestinian groups; Syria is pushing Ahmad Jibril, whose terrorist band is blamed for the Pan Am 103 bombing, as an alternative to Arafat.@@@@1@30@@oe@2-2-2013 21682012@unknown@formal@none@1@S@DARMAN'S MANEUVERS on the budget and capital gains hurt him in Congress.@@@@1@12@@oe@2-2-2013 21682013@unknown@formal@none@1@S@Republicans as well as Democrats were angered by the budget director's rejection of Speaker Foley's effort to expedite a deficitcutting measure by stripping it of the capital-gains tax cut as well as pet Democratic projects.@@@@1@35@@oe@2-2-2013 21682014@unknown@formal@none@1@S@Darman now blames the clash on miscommunication, but House GOP leader Michel, who carried the offer to him, observes, "I was speaking English at the time, and quite loud so I could be understood."@@@@1@34@@oe@2-2-2013 21682015@unknown@formal@none@1@S@Senate GOP leader Dole ridicules the budget chief on the Senate floor.@@@@1@12@@oe@2-2-2013 21682016@unknown@formal@none@1@S@Democratic counterpart Mitchell, asked to interpret Darman's threat to make permanent the across-the-board Gramm-Rudman cuts that took effect this week, says, "I don't even bother to interpret them."@@@@1@28@@oe@2-2-2013 21682017@unknown@formal@none@1@S@But Darman suggests such tensions will dissipate quickly.@@@@1@8@@oe@2-2-2013 21682018@unknown@formal@none@1@S@"If I can show signs of maturity, almost anybody can," he jokes.@@@@1@12@@oe@2-2-2013 21682019@unknown@formal@none@1@S@HHS OFFICIALS expect Secretary Sullivan to continue a ban on research using fetal tissue.@@@@1@14@@oe@2-2-2013 21682020@unknown@formal@none@1@S@Before he was confirmed, Sullivan said he had "reservations about any blanket prohibitions on medical research."@@@@1@16@@oe@2-2-2013 21682021@unknown@formal@none@1@S@But now, an official says, he is "surrounded by right-to-lifers," who contend that any breakthroughs in fetal-tissue research could increase the demand for abortions.@@@@1@24@@oe@2-2-2013 21682022@unknown@formal@none@1@S@COOPERATION WANES on weapons development between the U.S. and Europe.@@@@1@10@@oe@2-2-2013 21682023@unknown@formal@none@1@S@Britain, France and Italy pull out of a proposal to build new NATO frigates; the U.S. and West Germany have each withdrawn from missile projects.@@@@1@25@@oe@2-2-2013 21682024@unknown@formal@none@1@S@Defense experts say joint projects are increasingly squeezed by budget pressures and the desire to save domestic jobs; some also fear rising protectionism as European unity nears.@@@@1@27@@oe@2-2-2013 21682025@unknown@formal@none@1@S@BOTH SIDES NOW:@@@@1@3@@oe@2-2-2013 21682026@unknown@formal@none@1@S@Virginia GOP lieutenant governor candidate Eddy Dalton tries to have it both ways on the abortion issue.@@@@1@17@@oe@2-2-2013 21682027@unknown@formal@none@1@S@Though she opposes abortion in almost all cases, she airs a TV commercial using pro-choice buzzwords.@@@@1@16@@oe@2-2-2013 21682028@unknown@formal@none@1@S@"A woman ought to have a choice in cases where her life or health are in danger and in cases of rape or incest," she proclaims.@@@@1@26@@oe@2-2-2013 21682029@unknown@formal@none@1@S@HOT TOPIC:@@@@1@2@@oe@2-2-2013 21682030@unknown@formal@none@1@S@Interest in the abortion issue is so great that the Hotline, a daily, computer-distributed political newsletter, comes up with a spinoff product called the Abortion Report dealing solely with its political implications.@@@@1@32@@oe@2-2-2013 21682031@unknown@formal@none@1@S@CONSERVATIVES EXPECT Bush to solidify their majority on a key court.@@@@1@11@@oe@2-2-2013 21682032@unknown@formal@none@1@S@Bush has three vacancies to fill on the prestigious D.C. Circuit Court, which handles many important regulatory issues and is often considered a warm-up for future Supreme Court nominees.@@@@1@29@@oe@2-2-2013 21682033@unknown@formal@none@1@S@Conservatives now hold only a 5-4 edge.@@@@1@7@@oe@2-2-2013 21682034@unknown@formal@none@1@S@One slot is expected to go to EEOC Chairman Clarence Thomas, a black conservative; after mulling a fight, liberals now probably won't put up a major struggle against him.@@@@1@29@@oe@2-2-2013 21682035@unknown@formal@none@1@S@Other conservatives thought to be on the administration's short list include Washington lawyer Michael Uhlmann, who was passed over for the No. 2 job at the Justice Department, and Marshall Breger, chairman of a U.S. agency on administration.@@@@1@38@@oe@2-2-2013 21682036@unknown@formal@none@1@S@The Bush administration would also like to nominate a woman; one possibility is former Justice Department official Victoria Toensing.@@@@1@19@@oe@2-2-2013 21682037@unknown@formal@none@1@S@MINOR MEMOS:@@@@1@2@@oe@2-2-2013 21682038@unknown@formal@none@1@S@In the wake of the failed Panama coup, a bumper sticker appears: "Ollie Would Have Got Him." . . .@@@@1@20@@oe@2-2-2013 21682039@unknown@formal@none@1@S@Rep. Garcia, on trial for bribery and extortion, puts statements in the Congressional Record attributing missed votes to "scheduling conflicts." . . .@@@@1@23@@oe@2-2-2013 21682040@unknown@formal@none@1@S@A GOP Senate fund-raising letter from Sen. Burns of Montana is made to appear personally written, and its opening line is, "Please excuse my handwriting."@@@@1@25@@oe@2-2-2013 21682041@unknown@formal@none@1@S@But Burns confesses in an interview: "That's not my handwriting.@@@@1@10@@oe@2-2-2013 21683001@unknown@formal@none@1@S@MC SHIPPING Inc., New York, declared an initial quarterly of 60 cents a share payable Nov. 15 to shares of record Oct. 30.@@@@1@23@@oe@2-2-2013 21683002@unknown@formal@none@1@S@The announcement boosted the charter-shipping company's shares, which closed at $15.125, up $1.25 a share, in composite trading on the American Stock Exchange.@@@@1@23@@oe@2-2-2013 21683003@unknown@formal@none@1@S@The company, which went public in May, intends to pay dividends from available cash flow; the amount may vary from quarter to quarter.@@@@1@23@@oe@2-2-2013 21684001@unknown@formal@none@1@S@Ever since the hotly contested America's Cup race last year, the famous yachting match has run into more rough sailing out of the water than in it.@@@@1@27@@oe@2-2-2013 21684002@unknown@formal@none@1@S@Now that a key member of the San Diego Yacht Club team is splitting off to form his own team, even more competition lies ahead.@@@@1@25@@oe@2-2-2013 21684003@unknown@formal@none@1@S@Peter Isler, the winning navigator in the past two America's Cup challenges, has split from the team led by Dennis Conner, skipper of the victorious Stars & Stripes, to form his own team for the next contest in 1992.@@@@1@39@@oe@2-2-2013 21684004@unknown@formal@none@1@S@And, in addition to a crack team of sailors, Mr. Isler has lined up some real brass to help him finance the syndicate.@@@@1@23@@oe@2-2-2013 21684005@unknown@formal@none@1@S@Isler Sailing International's advisory board includes Ted Turner, Turner Broadcasting chairman and a former Cup victor; Peter G. Diamandis, head of Diamandis Communications, and Joseph B. Vittoria, chairman and chief executive of Avis Inc.@@@@1@34@@oe@2-2-2013 21684006@unknown@formal@none@1@S@His steering committee includes other notable businessmen, including the California investor and old salt Roy E. Disney.@@@@1@17@@oe@2-2-2013 21684007@unknown@formal@none@1@S@"We have the structure, people and plan," Mr. Isler said in a statement.@@@@1@13@@oe@2-2-2013 21684008@unknown@formal@none@1@S@Now, the first order of business is raising enough money to keep his team afloat -- a new yacht will cost about $3 million alone, and sailing syndicate budgets can easily run to $25 million for a Cup challenge.@@@@1@39@@oe@2-2-2013 21684009@unknown@formal@none@1@S@The split comes in the midst of a court battle over whether the San Diego Yacht Club should be allowed to keep the international trophy for sailing a catamaran against the New Zealand challengers' 90-foot monohull.@@@@1@36@@oe@2-2-2013 21684010@unknown@formal@none@1@S@In September, a New York appellate court overturned a state judge's ruling that awarded the Cup to the New Zealand team.@@@@1@21@@oe@2-2-2013 21684011@unknown@formal@none@1@S@Pending an appeal by the New Zealand team, led by Michael Fay, the finals for the next Cup challenge are scheduled to be held in mid-1992 in San Diego.@@@@1@29@@oe@2-2-2013 21684012@unknown@formal@none@1@S@But because of the uncertainty of the outcome of the suit, Mr. Conner's team has done little to begin gearing up to defend its title.@@@@1@25@@oe@2-2-2013 21684013@unknown@formal@none@1@S@"If you don't know what the rules of the game are, it's hard to start your fund-raising or design," said Dana Smith, an official with Team Dennis Conner.@@@@1@28@@oe@2-2-2013 21684014@unknown@formal@none@1@S@The Conner team won't be able to negotiate with corporate sponsors until the suit is resolved and the race site is determined, Mr. Smith said, and the syndicate's budget could easily reach $30 million.@@@@1@34@@oe@2-2-2013 21684015@unknown@formal@none@1@S@But spokesmen for both Mr. Isler and Mr. Conner say the formation of the new syndicate has to do with Mr. Isler's desire to skipper his own team and begin planning now, rather than any falling out between the two sportsmen.@@@@1@41@@oe@2-2-2013 21684016@unknown@formal@none@1@S@Mr. Smith and a spokesman for the America's Cup Organizing Committee insist that the added competition for the defender's spot will only improve the race.@@@@1@25@@oe@2-2-2013 21685001@unknown@formal@none@1@S@Missouri farmer Blake Hurst writing in the fall issue of the Heritage Foundation's Policy Review about the proposed location of a hazardous-waste incinerator in his county:@@@@1@26@@oe@2-2-2013 21685002@unknown@formal@none@1@S@Of course I'd rather have a computer software firm in my backyard than a hazardous waste incinerator.@@@@1@17@@oe@2-2-2013 21685003@unknown@formal@none@1@S@But I'd also rather live next door to an incinerator than to some of the hog farms I've seen (and smelt) in these parts.@@@@1@24@@oe@2-2-2013 21685004@unknown@formal@none@1@S@An incinerator is also probably better than having nobody next door -- on our farm there are four unoccupied houses.@@@@1@20@@oe@2-2-2013 21685005@unknown@formal@none@1@S@On my four-mile drive to farm headquarters each morning, I drive by another four empty houses.@@@@1@16@@oe@2-2-2013 21685006@unknown@formal@none@1@S@A community of abandoned farmsteads, failing businesses, and crumbling roads and bridges is hardly a desirable one. . . .@@@@1@20@@oe@2-2-2013 21685007@unknown@formal@none@1@S@The loss of 40 jobs by a depressed county in rural Missouri is hardly of national importance except for this: If the most environmentally safe way of dealing with a national problem cannot be built in Atchinson County, what hope have we for dealing with the wastes our economy produces?@@@@1@50@@oe@2-2-2013 21685008@unknown@formal@none@1@S@After all, farmers here work with "hazardous" chemicals every day, many of them the same chemicals that would have been destroyed in the incinerator.@@@@1@24@@oe@2-2-2013 21685009@unknown@formal@none@1@S@We know they are dangerous, but if handled with care, their benefits far outweigh any risk to the environment.@@@@1@19@@oe@2-2-2013 21686001@unknown@formal@none@1@S@Just because Stamford, Conn., High School did nothing when its valuable 1930s mural was thrown in the trash doesn't mean the city no longer owns the work of art, a federal judge ruled.@@@@1@33@@oe@2-2-2013 21686002@unknown@formal@none@1@S@The mural, now valued at $1.3 million according to appraisers, was tossed in a trash heap in 1971 by workers who were renovating the building.@@@@1@25@@oe@2-2-2013 21686003@unknown@formal@none@1@S@The 100-foot-long mural, painted by James Daugherty in 1934, was commissioned by the federal Works Project Administration.@@@@1@17@@oe@2-2-2013 21686004@unknown@formal@none@1@S@After the discarded mural was found outside the school by a concerned Stamford graduate, it eventually was turned over to Hiram Hoelzer, a professional art restorer.@@@@1@26@@oe@2-2-2013 21686005@unknown@formal@none@1@S@Throughout the 1970s, Stamford school and city officials made no effort to locate the mural.@@@@1@15@@oe@2-2-2013 21686006@unknown@formal@none@1@S@Apparently the officials didn't even know the mural was missing until 1980, when a researcher found that the painting was in Mr. Hoelzer's studio and questioned school officials about it.@@@@1@30@@oe@2-2-2013 21686007@unknown@formal@none@1@S@In 1986, Stamford officials thanked Mr. Hoelzer for taking care of the mural -- and demanded he return it as soon as possible.@@@@1@23@@oe@2-2-2013 21686008@unknown@formal@none@1@S@Mr. Hoelzer, however, sued Stamford, claiming that the city had abandoned the artwork and that it had waited too long to reclaim it.@@@@1@23@@oe@2-2-2013 21686009@unknown@formal@none@1@S@But Judge Louis L. Stanton of federal court in Manhattan ruled that the city couldn't be faulted for waiting too long because it didn't realize until 1986 that its ownership of the painting was in dispute.@@@@1@36@@oe@2-2-2013 21686010@unknown@formal@none@1@S@The judge also ruled that the painting wasn't abandoned because officials didn't intend for it to be thrown away and were unaware that the workmen had discarded it.@@@@1@28@@oe@2-2-2013 21686011@unknown@formal@none@1@S@Mr. Hoelzer didn't return phone calls seeking comment on the judge's decision.@@@@1@12@@oe@2-2-2013 21686012@unknown@formal@none@1@S@The judge ordered that a hearing be held Nov. 17 to determine how much the city should pay Mr. Hoelzer for his services.@@@@1@23@@oe@2-2-2013 21686013@unknown@formal@none@1@S@Mary E. Sommer, corporate counsel for Stamford, said the city has discussed several possible plans for displaying the mural, which portrays various scenes from the Great Depression.@@@@1@27@@oe@2-2-2013 21686014@unknown@formal@none@1@S@She said the mural "preserves an era in Stamford and in our country when this type of work was being done.@@@@1@21@@oe@2-2-2013 21687001@unknown@formal@none@1@S@The prices of corn futures contracts jumped amid rumors that the Soviet Union is keeping up its dizzying October buying binge of U.S. corn.@@@@1@24@@oe@2-2-2013 21687002@unknown@formal@none@1@S@Those rumors were confirmed after the end of trading yesterday when the U.S. Agriculture Department announced that the Soviets had bought 1.2 million metric tons of U.S. corn, bringing their U.S. corn purchases confirmed so far this month to about five million metric tons.@@@@1@44@@oe@2-2-2013 21687003@unknown@formal@none@1@S@In trading at the Chicago Board of Trade, the corn contract for December delivery jumped 5.75 cents a bushel to settle at $2.44 a bushel.@@@@1@25@@oe@2-2-2013 21687004@unknown@formal@none@1@S@The Soviet purchases are close to exceeding what some analysts had expected the Soviet Union to buy this fall, the season in which it usually buys much of the corn it imports from the U.S.@@@@1@35@@oe@2-2-2013 21687005@unknown@formal@none@1@S@That pace is causing some analysts to speculate that the Soviet Union might soon purchase as much as another two million metric tons.@@@@1@23@@oe@2-2-2013 21687006@unknown@formal@none@1@S@One sign that more Soviet purchases are possible is that U.S. grain companies yesterday bought an unusually large amount of corn futures contracts.@@@@1@23@@oe@2-2-2013 21687007@unknown@formal@none@1@S@That sometimes signals that they are laying plans to export corn.@@@@1@11@@oe@2-2-2013 21687008@unknown@formal@none@1@S@By some estimates, several grain companies combined bought contracts for the possession of roughly one million metric tons of corn.@@@@1@20@@oe@2-2-2013 21687009@unknown@formal@none@1@S@By buying futures contracts, these companies attempt to protect themselves from swings in the price of the corn that they are obligated to deliver.@@@@1@24@@oe@2-2-2013 21687010@unknown@formal@none@1@S@Rumors of Soviet interest also pushed up the prices of soybean futures contracts.@@@@1@13@@oe@2-2-2013 21687011@unknown@formal@none@1@S@Among other things, the Agriculture Department is widely thought to be mulling whether to subsidize the sale of soybean oil to the Soviet Union.@@@@1@24@@oe@2-2-2013 21687012@unknown@formal@none@1@S@On top of all this, corn and soybean prices rose on reports that the Midwest harvest was disrupted by a freakishly early snow storm that dumped several inches in parts of Indiana and Ohio.@@@@1@34@@oe@2-2-2013 21687013@unknown@formal@none@1@S@The harvest delays, however, are expected to be temporary.@@@@1@9@@oe@2-2-2013 21687014@unknown@formal@none@1@S@Balmy temperatures are forecast for next week, said Robert Lekberg, an analyst at Farmers Grain & Livestock Corp., Chicago.@@@@1@19@@oe@2-2-2013 21687015@unknown@formal@none@1@S@Many farmers used the jump in prices to sell their recently harvested crop to grain elevator companies.@@@@1@17@@oe@2-2-2013 21687016@unknown@formal@none@1@S@The heavy selling by farmers helped to damp the price rally.@@@@1@11@@oe@2-2-2013 21687017@unknown@formal@none@1@S@Wheat futures prices rose slightly.@@@@1@5@@oe@2-2-2013 21687018@unknown@formal@none@1@S@In other commodity markets yesterday:@@@@1@5@@oe@2-2-2013 21687019@unknown@formal@none@1@S@PRECIOUS METALS:@@@@1@2@@oe@2-2-2013 21687020@unknown@formal@none@1@S@Futures prices declined.@@@@1@3@@oe@2-2-2013 21687021@unknown@formal@none@1@S@A number of developments were negatively interpreted by traders.@@@@1@9@@oe@2-2-2013 21687022@unknown@formal@none@1@S@December delivery gold fell $1.80 an ounce to $370.60.@@@@1@9@@oe@2-2-2013 21687023@unknown@formal@none@1@S@December silver eased 2.7 cents an ounce to $5.133.@@@@1@9@@oe@2-2-2013 21687024@unknown@formal@none@1@S@January platinum was down $3.60 an ounce at $491.10.@@@@1@9@@oe@2-2-2013 21687025@unknown@formal@none@1@S@One price-depressing development was the lower-than-expected increase of only 0.2% in the consumer price index for September, an analyst said.@@@@1@20@@oe@2-2-2013 21687026@unknown@formal@none@1@S@He noted that the "core inflation rate," which excludes food and energy, was also low at 0.2%.@@@@1@17@@oe@2-2-2013 21687027@unknown@formal@none@1@S@Other news that weighed on the market: Initial unemployment claims rose by 62,000 last week; American Telephone & Telegraph Co. will reduce its managerial staff by 15,000 through attrition; the oil market turned weaker; there wasn't any investor demand for bullion; and the dollar strengthened during the day, putting pressure on gold.@@@@1@52@@oe@2-2-2013 21687028@unknown@formal@none@1@S@Also, the analyst said, economic circumstances are such that both South Africa and the Soviet Union, the principal gold and platinum producers, are being forced to continue selling the metals.@@@@1@30@@oe@2-2-2013 21687029@unknown@formal@none@1@S@Both are in great need of foreign exchange, and South Africa is also under pressure to meet foreign loan commitments, he said.@@@@1@22@@oe@2-2-2013 21687030@unknown@formal@none@1@S@"Putting it all together, we have a negative scenario that doesn't look like it will improve overnight," he said.@@@@1@19@@oe@2-2-2013 21687031@unknown@formal@none@1@S@COPPER:@@@@1@1@@oe@2-2-2013 21687032@unknown@formal@none@1@S@Futures prices recovered in quiet trading.@@@@1@6@@oe@2-2-2013 21687033@unknown@formal@none@1@S@The December contract rose 1.50 cents a pound to $1.2795.@@@@1@10@@oe@2-2-2013 21687034@unknown@formal@none@1@S@That contract fell a total of 5.75 cents during the first three days of this week, mostly in reaction to last Friday's stock market plunge, which prompted concern that it might signal a similar sharp slowing of the U.S. economy and thus reduced demand for copper, a leading industrial metal.@@@@1@50@@oe@2-2-2013 21687035@unknown@formal@none@1@S@In recent days, however, there has been increased purchasing of copper in London, an analyst said.@@@@1@16@@oe@2-2-2013 21687036@unknown@formal@none@1@S@Some of this buying was by Japan, which has had its supplies sharply reduced by long production stoppages at the Bougainville mine in Papua New Guinea, Highland Valley mine in British Columbia, and the Cananea mine in Mexico, which are major shippers to Japan.@@@@1@44@@oe@2-2-2013 21687037@unknown@formal@none@1@S@The increasing likelihood that Cananea and Highland Valley will soon return to production may have cut some of that purchasing, but even if any of these mines begin operating soon, their output won't be significant until at least the end of the year, analysts note.@@@@1@45@@oe@2-2-2013 21687038@unknown@formal@none@1@S@So, one analyst said, even though the long-term production problems may be easing, there will still be a significant need for copper over the next three months, when inventories will remain relatively low.@@@@1@33@@oe@2-2-2013 21687039@unknown@formal@none@1@S@ENERGY:@@@@1@1@@oe@2-2-2013 21687040@unknown@formal@none@1@S@Crude oil prices ended mixed.@@@@1@5@@oe@2-2-2013 21687041@unknown@formal@none@1@S@West Texas Intermediate for November delivery fell 14 cents a barrel to $20.42.@@@@1@13@@oe@2-2-2013 21687042@unknown@formal@none@1@S@But so-called outer month contracts finished higher.@@@@1@7@@oe@2-2-2013 21687043@unknown@formal@none@1@S@For instance, December contracts for WTI rose 17 cents to $20.42.@@@@1@11@@oe@2-2-2013 21687044@unknown@formal@none@1@S@Most energy futures opened lower, following Wednesday's market downturn.@@@@1@9@@oe@2-2-2013 21687045@unknown@formal@none@1@S@But a flurry of late trading yesterday beefed up prices.@@@@1@10@@oe@2-2-2013 21687046@unknown@formal@none@1@S@Heating oil and gasoline futures ended higher as well.@@@@1@9@@oe@2-2-2013 21688001@unknown@formal@none@1@S@Melvin Belli's San Francisco law offices may have been the epicenter of legal activity after Tuesday's earthquake.@@@@1@17@@oe@2-2-2013 21688002@unknown@formal@none@1@S@In the first 25 minutes after his office's telephone service was restored yesterday morning, 17 potential clients had called seeking the services of the self-proclaimed King of Torts.@@@@1@28@@oe@2-2-2013 21688003@unknown@formal@none@1@S@Mr. Belli, like many other personal-injury lawyers, suspects that the earthquake, which measured 6.9 on the Richter scale, will generate enough lawsuits to keep this city's personal-injury and construction lawyers busy for quite some time.@@@@1@35@@oe@2-2-2013 21688004@unknown@formal@none@1@S@Suits are likely to be filed against engineering firms, contractors and developers, as well as against local-government agencies.@@@@1@18@@oe@2-2-2013 21688005@unknown@formal@none@1@S@But lawyers looking to cash in on the quake may have a tough time once their cases reach a judge.@@@@1@20@@oe@2-2-2013 21688006@unknown@formal@none@1@S@Experts on California tort law say protections afforded government agencies in such cases are pretty ironclad.@@@@1@16@@oe@2-2-2013 21688007@unknown@formal@none@1@S@Even claims against individuals and companies face significant roadblocks.@@@@1@9@@oe@2-2-2013 21688008@unknown@formal@none@1@S@The major legal barrier is the principle that no one can be held liable for an "act of God."@@@@1@19@@oe@2-2-2013 21688009@unknown@formal@none@1@S@For now, says Laurence Drivon, president-elect of the 6,000-member California Trial Lawyers Association, "the last thing we really need to worry about is whether anybody is going to get sued, or whether they have liability or not.@@@@1@37@@oe@2-2-2013 21688010@unknown@formal@none@1@S@We still have people wandering around in a daze in San Francisco worrying about whether it's going to rain tonight."@@@@1@20@@oe@2-2-2013 21688011@unknown@formal@none@1@S@But that won't stop plaintiffs' lawyers from seeking a little room for maneuvering.@@@@1@13@@oe@2-2-2013 21688012@unknown@formal@none@1@S@In San Francisco, they argue, an earthquake was a near certainty.@@@@1@11@@oe@2-2-2013 21688013@unknown@formal@none@1@S@Therefore, engineering firms, construction contractors and developers can be sued for not keeping structures up to standard, and government agencies can be held accountable for failing to properly protect citizens from such a foreseeable disaster, if negligence can be proven.@@@@1@40@@oe@2-2-2013 21688014@unknown@formal@none@1@S@"My prediction is there will be mass litigation over errors and omissions in engineering and contracting," says Stanley Chesley, a well-known Cincinnati plaintiffs lawyer.@@@@1@24@@oe@2-2-2013 21688015@unknown@formal@none@1@S@From what he saw on television, Mr. Chesley points out that Interstate 880, which collapsed and killed more than 200 commuters, suffered serious damage while surrounding buildings appeared to sustain no damage whatsoever.@@@@1@33@@oe@2-2-2013 21688016@unknown@formal@none@1@S@He adds that "they were aware of the propensity for earthquakes and the San Andreas Fault."@@@@1@16@@oe@2-2-2013 21688017@unknown@formal@none@1@S@The flamboyant and publicity-conscious Mr. Belli says he already has investigators looking into who could be held liable for the damage on the Bay Bridge and the interstate approaching it.@@@@1@30@@oe@2-2-2013 21688018@unknown@formal@none@1@S@"We won't know until the smoke clears -- but yes, we're looking into it," he says.@@@@1@16@@oe@2-2-2013 21688019@unknown@formal@none@1@S@Mr. Belli says he wants to know whether state or federal engineers or private companies could have prevented the damage.@@@@1@20@@oe@2-2-2013 21688020@unknown@formal@none@1@S@Mr. Belli, who was at Candlestick Park for the World Series Tuesday night, says he has hired civil engineers to check out his own mildly damaged building and to investigate the bridge collapse.@@@@1@33@@oe@2-2-2013 21688021@unknown@formal@none@1@S@Defense lawyers, perhaps understandably, say that plaintiffs' lawyers taking such an approach will have little success in pursuing their claims, though they add that the facts of each case must be looked at individually.@@@@1@34@@oe@2-2-2013 21688022@unknown@formal@none@1@S@"A lot of this is going to be code-related," says Ignazio J. Ruvolo, a construction law specialist at Bronson, Bronson & McKinnon, a San Francisco law firm.@@@@1@27@@oe@2-2-2013 21688023@unknown@formal@none@1@S@Plaintiffs, he says, will argue that damaged structures weren't built to proper design standards.@@@@1@14@@oe@2-2-2013 21688024@unknown@formal@none@1@S@But if defendants can prove that they met San Francisco's stringent building codes, "that's probably going to protect them," Mr. Ruvolo says.@@@@1@22@@oe@2-2-2013 21688025@unknown@formal@none@1@S@Government entities, continues Mr. Ruvolo, could be protected by the California Government Tort Liability Act.@@@@1@15@@oe@2-2-2013 21688026@unknown@formal@none@1@S@Under the statute, agencies are provided "defenses that normally aren't available in the private sector," Mr. Ruvolo says.@@@@1@18@@oe@2-2-2013 21688027@unknown@formal@none@1@S@"The legislature does not want to inhibit the unique government activities by exposing public entities to liability."@@@@1@17@@oe@2-2-2013 21688028@unknown@formal@none@1@S@Built into the statute are so-called design immunities, which are likely to protect government agencies, according to Mr. Ruvolo and Richard Covert, a lawyer with the California Department of Transportation, which oversees the damaged Bay Bridge.@@@@1@36@@oe@2-2-2013 21688029@unknown@formal@none@1@S@The state is protected when plans and designs for public structures were approved ahead of time or when structures met previously approved standards, says Mr. Covert.@@@@1@26@@oe@2-2-2013 21688030@unknown@formal@none@1@S@He believes those defenses might well apply to the Bay Bridge collapse.@@@@1@12@@oe@2-2-2013 21688031@unknown@formal@none@1@S@Nevertheless, he adds, "I wouldn't get totally shocked if we get lawsuits out of the Bay Bridge."@@@@1@17@@oe@2-2-2013 21688032@unknown@formal@none@1@S@If there's going to be a race to the courthouse, it hasn't started yet.@@@@1@14@@oe@2-2-2013 21688033@unknown@formal@none@1@S@Mr. Covert had to search through law books scattered on the floor of his office yesterday, and Mr. Belli's courtyard was strewn with bricks.@@@@1@24@@oe@2-2-2013 21688034@unknown@formal@none@1@S@Wednesday, Mr. Belli's staff wasn't permitted into his office by city officials worried about their safety.@@@@1@16@@oe@2-2-2013 21688035@unknown@formal@none@1@S@He said he set up shop on the sidewalk in front of his town-house office and helped victims apply for federal aid -- free of charge.@@@@1@26@@oe@2-2-2013 21688036@unknown@formal@none@1@S@In a news release issued by Mr. Drivon, the trial lawyers association also promised free assistance to victims.@@@@1@18@@oe@2-2-2013 21688037@unknown@formal@none@1@S@The association said it would monitor the conduct of lawyers and warned that solicitation of business is unethical.@@@@1@18@@oe@2-2-2013 21689001@unknown@formal@none@1@S@What's in a name?@@@@1@4@@oe@2-2-2013 21689002@unknown@formal@none@1@S@Apparently a lot, according to the British firm of Deloitte, Haskins & Sells.@@@@1@13@@oe@2-2-2013 21689003@unknown@formal@none@1@S@The British firm has begun court proceedings in London to prevent the use of the name "Deloitte" by Deloitte, Haskins & Sells and Touche Ross & Co. in England and the rest of the world.@@@@1@35@@oe@2-2-2013 21689004@unknown@formal@none@1@S@The British Deloitte firm recently withdrew from the merger of Deloitte and Touche world-wide and joined Coopers & Lybrand.@@@@1@19@@oe@2-2-2013 21689005@unknown@formal@none@1@S@John Bullock, senior partner of Deloitte in the U.K., said "the decision to start these proceedings hasn't been taken lightly."@@@@1@20@@oe@2-2-2013 21689006@unknown@formal@none@1@S@Mr. Bullock said the British firm has used the name "Deloitte" since 1845.@@@@1@13@@oe@2-2-2013 21689007@unknown@formal@none@1@S@In the U.S., Deloitte, Haskins & Sells was known as Haskins & Sells until 1978, when it added the "Deloitte" name of its British affiliate.@@@@1@25@@oe@2-2-2013 21689008@unknown@formal@none@1@S@John C. Burton, an accounting professor at Columbia University's Graduate School of Business, said "there's a lot of emotion involved in the name of an accounting firm with a long history and with roots in England, where accounting predates the U.S."@@@@1@41@@oe@2-2-2013 21689009@unknown@formal@none@1@S@Although accountants aren't noted as "being deeply emotional, they really hold it all in," said Mr. Burton, former chief accountant of the Securities and Exchange Commission.@@@@1@26@@oe@2-2-2013 21689010@unknown@formal@none@1@S@J. Michael Cook, chairman of Deloitte, Haskins & Sells International, said he believes the legal action by the British firm "to be without merit."@@@@1@24@@oe@2-2-2013 21689011@unknown@formal@none@1@S@Mr. Cook said that last June, the international executive committes of Deloitte and Touche agreed to a world-wide merger.@@@@1@19@@oe@2-2-2013 21689012@unknown@formal@none@1@S@"The merger is proceeding according to plan, except as to the withdrawal of the Deloitte U.K. firm," he said.@@@@1@19@@oe@2-2-2013 21689013@unknown@formal@none@1@S@Partners at other accounting firms say that the Deloitte firm in the U.K. is filing the suit to get even with the merged Deloitte-Touche firm for keeping major auditing work in England.@@@@1@32@@oe@2-2-2013 21689014@unknown@formal@none@1@S@General Motors Corp., a Deloitte audit client, for example, has agreed to keep its annual $18 million world-wide audit and associated tax work with the merged Deloitte-Touche firm, to be known as Deloitte & Touche in the U.S.@@@@1@38@@oe@2-2-2013 21689015@unknown@formal@none@1@S@In England, this would mean that the British Deloitte would lose revenue for its audit of GM's Vauxhill unit.@@@@1@19@@oe@2-2-2013 21689016@unknown@formal@none@1@S@The defection of Deloitte's affiliates in Britain and the Netherlands to Coopers & Lybrand will make Coopers one of the biggest accounting firms in Europe, rivaling KPMG Peat Marwick there.@@@@1@30@@oe@2-2-2013 21689017@unknown@formal@none@1@S@Although Coopers hasn't been courted by other major accounting firms for a merger, it is benefiting greatly from fallout from the Deloitte-Touche merger.@@@@1@23@@oe@2-2-2013 21689018@unknown@formal@none@1@S@In New York, Harris Amhowitz, general counsel of Coopers, said Coopers "was aware of the litigation," but he declined further comment.@@@@1@21@@oe@2-2-2013 21689019@unknown@formal@none@1@S@He also declined to comment on the name that Coopers would use in England if Deloitte UK won its litigation to keep its name.@@@@1@24@@oe@2-2-2013 21689020@unknown@formal@none@1@S@Coopers uses the Coopers & Lybrand name world-wide.@@@@1@8@@oe@2-2-2013 21690001@unknown@formal@none@1@S@William Bennett, the White House drug-policy director, accused local officials in the Washington area of blocking construction of prison facilities to house convicted drug dealers.@@@@1@25@@oe@2-2-2013 21690002@unknown@formal@none@1@S@"Politics has essentially put up a roadblock" to finding sites for new federal prisons, Mr. Bennett said at a news conference called to report on his "emergency assistance program" for the capital.@@@@1@32@@oe@2-2-2013 21690003@unknown@formal@none@1@S@Without more space to incarcerate convicted criminals, he added, "we will not win the war on drugs."@@@@1@17@@oe@2-2-2013 21690004@unknown@formal@none@1@S@Mr. Bennett declared in April that he would make Washington a "test case" for how the Bush administration would aid cities afflicted by heavy drug trafficking and violence.@@@@1@28@@oe@2-2-2013 21690005@unknown@formal@none@1@S@The drug czar claimed that enforcement efforts are working here, "albeit at a slower and more halting pace than we would like."@@@@1@22@@oe@2-2-2013 21690006@unknown@formal@none@1@S@He acknowledged, however, that Washington's "drug-related murder rate is intolerably high.@@@@1@11@@oe@2-2-2013 21690007@unknown@formal@none@1@S@The prisons are too crowded.@@@@1@5@@oe@2-2-2013 21690008@unknown@formal@none@1@S@Drugs continue to be sold openly around schools, parks and housing projects."@@@@1@12@@oe@2-2-2013 21690009@unknown@formal@none@1@S@Mr. Bennett declined to name the area officials who he believes have impeded plans for building more federal prisons to ease Washington's problem.@@@@1@23@@oe@2-2-2013 21690010@unknown@formal@none@1@S@But other Bush administration officials have criticized Maryland Gov. William Schaefer for blocking the use of possible sites in that state.@@@@1@21@@oe@2-2-2013 21690011@unknown@formal@none@1@S@Administration officials also have said that Washington Mayor Marion Barry has delayed consideration of sites in the city.@@@@1@18@@oe@2-2-2013 21690012@unknown@formal@none@1@S@In a letter to Mr. Bennett's office, released yesterday, Washington's city administrator, Carol Thompson, complained that the drug czar had exaggerated the amount of federal drug-related assistance provided to the capital.@@@@1@31@@oe@2-2-2013 21690013@unknown@formal@none@1@S@Referring to Mr. Bennett's claim that the federal government would provide $97 million in emergency federal support, Ms. Thompson wrote, "Our analysis was unable to even come close to documenting that figure."@@@@1@32@@oe@2-2-2013 21690014@unknown@formal@none@1@S@Of his successes in Washington, Mr. Bennett stressed that existing federal prisons have taken custody of 375 local inmates.@@@@1@19@@oe@2-2-2013 21690015@unknown@formal@none@1@S@He also noted that the federal Drug Enforcement Administration has established a federal-local task force responsible since April for 106 arrests and more than $2 million in seizures of drug dealers' assets.@@@@1@32@@oe@2-2-2013 21690016@unknown@formal@none@1@S@The Defense Department has lent the Washington U.S. attorney 10 prosecutors, and the Federal Bureau of Investigation has provided crime laboratory facilities and training, he added.@@@@1@26@@oe@2-2-2013 21691001@unknown@formal@none@1@S@What if it happened to us?@@@@1@6@@oe@2-2-2013 21691002@unknown@formal@none@1@S@In the wake of the earthquake in California and the devastation of Hurricane Hugo, many companies in disaster-prone areas are pondering the question of preparedness.@@@@1@25@@oe@2-2-2013 21691003@unknown@formal@none@1@S@Some, particularly in West Coast earthquake zones, are dusting off their evacuation plans, checking food stocks and reminding employees of what to do if emergency strikes.@@@@1@26@@oe@2-2-2013 21691004@unknown@formal@none@1@S@Others say they feel confident that steps they've already taken would see them through a disaster.@@@@1@16@@oe@2-2-2013 21691005@unknown@formal@none@1@S@Preparedness involves more than flashlights and fire alarms these days.@@@@1@10@@oe@2-2-2013 21691006@unknown@formal@none@1@S@Some big companies have teams of in-house experts focusing on safety and business resumption.@@@@1@14@@oe@2-2-2013 21691007@unknown@formal@none@1@S@Many companies in the path of potential disaster have set up contingency offices in safe regions, hoping they can transport employees there and resume operations quickly.@@@@1@26@@oe@2-2-2013 21691008@unknown@formal@none@1@S@That means making sure that copies of vital computer software and company records are out of harm's way.@@@@1@18@@oe@2-2-2013 21691009@unknown@formal@none@1@S@Some businesses -- like Disneyland -- claim that even if they became isolated in a crisis, they would be able to feed and care for their people for as long as five days.@@@@1@33@@oe@2-2-2013 21691010@unknown@formal@none@1@S@"Self-sufficiency has to be the cornerstone of your plan," says Stephanie Masaki-Schatz, manager of corporate emergency planning at Atlantic Richfield Co. in Los Angeles.@@@@1@24@@oe@2-2-2013 21691011@unknown@formal@none@1@S@"If you don't save your critical people, you won't be able to bring up your vital business functions."@@@@1@18@@oe@2-2-2013 21691012@unknown@formal@none@1@S@Although ARCO's head office, more than 300 miles from the epicenter, wasn't affected by this week's tremors, Ms. Masaki-Schatz used the occasion to distribute a three-page memo of "Earthquake Tips" to 1,200 ARCO employees.@@@@1@34@@oe@2-2-2013 21691013@unknown@formal@none@1@S@"You need to capitalize on these moments when you have everyone's attention," she says.@@@@1@14@@oe@2-2-2013 21691014@unknown@formal@none@1@S@"It was a good reminder that we all need to prepare prior to an event."@@@@1@15@@oe@2-2-2013 21691015@unknown@formal@none@1@S@The ARCO memo urges employees to keep certain supplies at work, such as solid shoes and "heavy gloves to clear debris."@@@@1@21@@oe@2-2-2013 21691016@unknown@formal@none@1@S@It also recommends that employees be aware of everyday office items that could be used for emergency care or shelter.@@@@1@20@@oe@2-2-2013 21691017@unknown@formal@none@1@S@Among the suggestions: Pantyhose and men's ties could be used for slings, while removable wooden shelves might aid in "breaking through office walls."@@@@1@23@@oe@2-2-2013 21691018@unknown@formal@none@1@S@ARCO maintains an office in Dallas that would take over if payroll operations in Pasadena were disrupted.@@@@1@17@@oe@2-2-2013 21691019@unknown@formal@none@1@S@Two months ago the company set up a toll-free number, based outside California, to handle queries from employees about when they should report back to work after an earthquake or other disaster.@@@@1@32@@oe@2-2-2013 21691020@unknown@formal@none@1@S@The ARCO plan takes into account such details as which aspects of business are busier at certain times of the year.@@@@1@21@@oe@2-2-2013 21691021@unknown@formal@none@1@S@This way, depending on when a quake might strike, priorities can be assigned to departments that should be brought back on line first.@@@@1@23@@oe@2-2-2013 21691022@unknown@formal@none@1@S@At Hewlett-Packard Co., the earthquake came just as the company was reviewing its own emergency procedures.@@@@1@16@@oe@2-2-2013 21691023@unknown@formal@none@1@S@"We were talking about scheduling a practice drill for November," says Joan Tharp, a spokeswoman.@@@@1@15@@oe@2-2-2013 21691024@unknown@formal@none@1@S@"Then we had a real one in the afternoon."@@@@1@9@@oe@2-2-2013 21691025@unknown@formal@none@1@S@The Palo Alto, Calif., computer maker scrambled to set up a special phone line to tell manufacturing and support staff to stay home Wednesday.@@@@1@24@@oe@2-2-2013 21691026@unknown@formal@none@1@S@Sales and service employees were asked to report to work to help Bay area clients who called with computer problems.@@@@1@20@@oe@2-2-2013 21691027@unknown@formal@none@1@S@Hewlett-Packard also called in its systems experts to restore its own computer operations.@@@@1@13@@oe@2-2-2013 21691028@unknown@formal@none@1@S@"That means we can accept orders" and begin getting back to normal, says Ms. Tharp.@@@@1@15@@oe@2-2-2013 21691029@unknown@formal@none@1@S@Prompted by an earlier California earthquake, as well as a fire in a Los Angeles office tower, Great Western Bank in the past year hired three emergency planners and spent $75,000 equipping a trailer with communications gear to serve as an emergency headquarters.@@@@1@43@@oe@2-2-2013 21691030@unknown@formal@none@1@S@Although officials of the savings and loan, a unit of Great Western Financial Corp., used some of their new plans and equipment during this week's quake, they still lost touch for more than 24 hours with 15 branches in the affected areas, not knowing if employees were injured or vaults were broken open.@@@@1@53@@oe@2-2-2013 21691031@unknown@formal@none@1@S@"Some people flat out didn't know what to do," says Robert G. Lee, vice president for emergency planning and corporate security at Great Western.@@@@1@24@@oe@2-2-2013 21691032@unknown@formal@none@1@S@As it turned out, bank employees weren't hurt and the vaults withstood the jolts.@@@@1@14@@oe@2-2-2013 21691033@unknown@formal@none@1@S@Still, says Mr. Lee: "We need to educate people that they need to get to a phone somehow, some way, to let someone know what their status is."@@@@1@28@@oe@2-2-2013 21691034@unknown@formal@none@1@S@Some companies are confident that they're prepared.@@@@1@7@@oe@2-2-2013 21691035@unknown@formal@none@1@S@Occidental Petroleum Corp. holds regular evacuation drills and stocks food, oxygen and non-prescription drugs at checkpoints in its 16-story headquarters.@@@@1@20@@oe@2-2-2013 21691036@unknown@formal@none@1@S@The company also maintains rechargeable flashlights in offices and changes its standby supply of drinking water every three months.@@@@1@19@@oe@2-2-2013 21691037@unknown@formal@none@1@S@"We feel we are doing everything we can," an Occidental spokesman says.@@@@1@12@@oe@2-2-2013 21691038@unknown@formal@none@1@S@Walt Disney Co.'s Disneyland in Anaheim, Calif., stocks rescue equipment, medical supplies, and enough food and water to feed at least 10,000 visitors for as long as five days in the event that a calamity isolates the theme park.@@@@1@39@@oe@2-2-2013 21691039@unknown@formal@none@1@S@The park also has emergency centers where specially trained employees would go to coordinate evacuation and rescue plans using walkie-talkies, cellular phones, and a public-address system.@@@@1@26@@oe@2-2-2013