9	15	Valley	Valley	NNP
16	23	Federal	Federal	NNP
24	31	Savings	Savings	NNP
32	33	&	&	CC
34	38	Loan	Loan	NNP
39	50	Association	Association	NNP
51	55	took	take	VBD
56	58	an	an	DT
59	60	$	$	$
60	64	89.9	89.9	CD
65	72	million	million	CD
73	79	charge	charge	NN
80	82	as	as	IN
83	85	it	it	PRP
86	94	reported	report	VBD
95	96	a	a	DT
97	110	third-quarter	third-quarter	JJ
111	115	loss	loss	NN
116	118	of	of	IN
119	120	$	$	$
120	124	70.7	70.7	CD
125	132	million	million	CD
132	133	,	,	,
134	136	or	or	CC
137	138	$	$	$
138	143	12.09	12.09	CD
144	145	a	a	DT
146	151	share	share	NN
151	152	.	.	.

155	158	The	the	DT
159	162	Van	Van	NNP
163	167	Nuys	Nuys	NNP
167	168	,	,	,
169	175	Calif.	Calif.	NNP
175	176	,	,	,
177	183	thrift	thrift	NN
184	187	had	have	VBD
188	191	net	net	JJ
192	198	income	income	NN
199	201	of	of	IN
202	203	$	$	$
203	210	132,000	132,000	CD
210	211	,	,	,
212	214	or	or	CC
215	220	three	three	CD
221	226	cents	cent	NNS
227	228	a	a	DT
229	234	share	share	NN
234	235	,	,	,
236	237	a	a	DT
238	242	year	year	NN
243	246	ago	ago	RB
246	247	.	.	.

250	253	The	the	DT
254	258	bulk	bulk	NN
259	261	of	of	IN
262	265	the	the	DT
266	272	pretax	pretax	JJ
273	279	charge	charge	NN
280	282	is	be	VBZ
283	284	a	a	DT
285	286	$	$	$
286	288	62	62	CD
289	296	million	million	CD
297	306	write-off	write-off	NN
307	309	of	of	IN
310	321	capitalized	capitalized	JJ
322	331	servicing	servicing	NN
332	334	at	at	IN
335	338	the	the	DT
339	345	mobile	mobile	JJ
346	350	home	home	NN
351	360	financing	finance	VBG
361	371	subsidiary	subsidiary	NN
371	372	,	,	,
373	378	which	which	WDT
379	382	the	the	DT
383	390	company	company	NN
391	395	said	say	VBD
396	399	had	have	VBD
400	404	been	be	VBN
405	406	a	a	DT
407	410	big	big	JJ
411	416	drain	drain	NN
417	419	on	on	IN
420	428	earnings	earning	NNS
428	429	.	.	.

430	433	The	the	DT
434	441	company	company	NN
442	446	said	say	VBD
447	450	the	the	DT
451	459	one-time	one-time	JJ
460	469	provision	provision	NN
470	475	would	would	MD
476	489	substantially	substantially	RB
490	499	eliminate	eliminate	VB
500	503	all	all	DT
504	510	future	future	JJ
511	517	losses	loss	NNS
518	520	at	at	IN
521	524	the	the	DT
525	529	unit	unit	NN
529	530	.	.	.

531	537	Valley	Valley	NNP
538	545	Federal	Federal	NNP
546	550	also	also	RB
551	556	added	add	VBD
557	558	$	$	$
558	560	18	18	CD
561	568	million	million	CD
569	571	to	to	TO
572	582	realestate	realestate	VB
583	587	loan	loan	NN
588	596	reserves	reserve	NNS
597	600	and	and	CC
601	611	eliminated	eliminate	VBD
612	613	$	$	$
613	616	9.9	9.9	CD
617	624	million	million	CD
625	627	of	of	IN
628	632	good	good	JJ
633	637	will	will	NN
637	638	.	.	.

641	644	The	the	DT
645	651	thrift	thrift	NN
652	656	said	say	VBD
657	661	that	that	IN
662	663	“	``	``
663	668	after	after	IN
669	674	these	these	DT
675	682	charges	charge	NNS
683	686	and	and	CC
687	695	assuming	assume	VBG
696	698	no	no	DT
699	707	dramatic	dramatic	JJ
708	719	fluctuation	fluctuation	NN
720	722	in	in	IN
723	731	interest	interest	NN
732	737	rates	rate	NNS
737	738	,	,	,
739	742	the	the	DT
743	754	association	association	NN
755	762	expects	expect	VBZ
763	765	to	to	TO
766	773	achieve	achieve	VB
774	778	near	near	IN
779	785	record	record	NN
786	794	earnings	earning	NNS
795	797	in	in	IN
798	802	1990	1990	CD
802	803	.	.	.
803	804	”	''	''

807	813	Valley	Valley	NNP
814	821	Federal	Federal	NNP
822	824	is	be	VBZ
825	834	currently	currently	RB
835	840	being	be	VBG
841	849	examined	examine	VBN
850	852	by	by	IN
853	863	regulators	regulator	NNS
863	864	.	.	.

865	868	New	new	JJ
869	874	loans	loan	NNS
875	883	continue	continue	VBP
884	886	to	to	TO
887	891	slow	slow	VB
891	892	;	;	:
893	897	they	they	PRP
898	902	were	be	VBD
903	904	$	$	$
904	907	6.6	6.6	CD
908	915	million	million	CD
916	918	in	in	IN
919	922	the	the	DT
923	930	quarter	quarter	NN
931	939	compared	compare	VBN
940	944	with	with	IN
945	946	$	$	$
946	951	361.8	361.8	CD
952	959	million	million	CD
960	961	a	a	DT
962	966	year	year	NN
967	970	ago	ago	RB
970	971	.	.	.

972	975	The	the	DT
976	982	thrift	thrift	NN
983	986	has	have	VBZ
987	993	assets	asset	NNS
994	996	of	of	IN
997	998	$	$	$
998	1001	3.2	3.2	CD
1002	1009	billion	billion	CD
1009	1010	.	.	.